Investing Rationally has created this privacy statement to demonstrate our firm and continuing commitment to the privacy of personal information provided by those visiting and interacting with our website. We hold the privacy of your personal information in very high regard. The following discloses our information gathering and dissemination practices for Investing Rationally. We recognise the importance of protecting your privacy and our policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide and to assist you in making informed decisions when using our site. This policy will be continuously assessed against new policies, technologies, business practices and our customers' needs.
When you visit this web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and website use information collected on an aggregate basis as you and others browse our website.
1. Personal Information You Choose to Provide
Email Information - If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by post and telephone.
2. Web Site Use Information
Similar to other commercial websites, our website utilises a standard technology called "cookies" (see explanation below, "What Are Cookies?") and web server log files to collect information about how our website is used. Information gathered through cookies and web server logs may include the date and time of visits, the pages viewed, time spent at our website, and the websites visited just before and just after our website.
How Do We Use the Information That You Provide to Us?
Broadly speaking, we use personal information for the purposes of administering our business activities, providing the products and services you requested, to process your payment, to monitor the use of the service, our marketing and promotional efforts and improve our content and service offerings, and customise our site's content, layout, services and for other lawful purposes. These uses improve our site and better tailor it to meet your needs. Personally identifiable information or business information will not be shared with 3rd parties except as when requested by yourself or required by law.
1. Internal reporting, insight and analysise
We utilise cookies, server data logs and a 3rd party, Google Analytics, to analyse traffic to our website.
2. User Registration - Site Personalisation
If registered we will utilise the personal information to tailer the website to your preffered currency, notify you via email according to your user preferences and communicate with you regarding your account.
3. Investing Rationally Email Subscriptions
If subscribed to one of our email newsletters, your email address and currency options will be securely passed to Mailchimp (see below) who will use it to facilitate the subscriptions you requested. We do not hold this data on our own servers.
4. Investing Rationally QnA
If you submit a question to our Currency QnA, we require your email address in order to notify you of a reply. Once notified, we remove your email address from the associated question in our database. We will publish the question on the website. Once notified, we no longer require your email address and so it will be removed.
5. Contacting you
We may use your personal inforation to contact you in response to the communications that you have directed at us. We want to be able to help you so we use personal data to provide clarification or assistance in response to your communications.
We use a third party provider, Mailchimp, to deliver our subscription e-newsletter. We gather statistics around email opening and clicks using industry standard technologies including clear gifs to help us monitor and improve our e-newsletter. For more information, please see MailChimp's cookie notice. Occasionally, we may also use this subscription to notify you about important changes to our website, new services, and special offers we think you will find valuable. You may notify us at any time if you do not wish to receive further newsletters by unsubscribing using the link provided on the newsletter.
What Are Cookies?
How Do We Use Information We Collect from Cookies?
IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by our web server as part of demographic and profile data known as traffic data so that data (such as the Web pages you request) can be sent to you.
Sharing and Selling Information
We do not share, sell, lend or lease any of the information that uniquely identify a subscriber (such as email addresses or personal details) with anyone except to the extent it is necessary to process transactions or provide services that you have requested.
How Can You Access and Correct Your Information?
You may request access to all your personally identifiable information that we collect online and maintain in our database by contacting us here.
What About Legally Compelled Disclosure of Information?
What About Other Web Sites Linked to Our Web Site?
Our Commitment To Data Security:
Please note that your information will be stored and processed on our computers in England. The laws on holding personal data in England may be less stringent than the laws of your country of residence or citizenship. To prevent unauthorised access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
This site allows visitors to unsubscribe so that they will not receive future messages. After unsubscribing we will discontinue sending the particular messages as soon as technically feasible.
Surveys & Contests
From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information and consent to its use. Information requested may include contact information (such as name and shipping address), and demographic information (such as postcode and age). If consent is provided, contact information will be used to notify the winners and award prizes. Survey information will be used for the purposes of monitoring or improving the functionality of this site.
Acquisition or Changes in Ownership
In the event that the web site (or a substantial portion of its assets) is acquired, your information would be considered part of those assets, and may be part of those assets that are transferred.
Changes to the Terms
Investing Rationally reserves the right, at its discretion, to make changes to any part of the Website, the Information or these Terms.
Investing Rationally may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes.
This policy was last updated April 2018. By continuing to use the Website you agree to be bound by these Terms as amended.